Centrelink & Aged Care Advice – Gold Coast

Centrelink & Aged Care Advice – Gold Coast 🧓🏡

Navigating Centrelink and aged care can feel confusing and emotional.
At Gold Coast Financial Advisers (GCFA) we provide practical, step-by-step guidance
built around your goals, cashflow, tax position and family circumstances.

📅 Book Your Financial Strategy Call

Who We Help 👥

  • People approaching Age Pension age who want clarity on entitlements and options.
  • Families coordinating home care versus residential care for a parent or relative.
  • Singles transitioning to care where the family home and other assets need to be considered.
  • Retirees simplifying investments and paperwork to reduce ongoing admin errors and stress.

Our Advice Process 🔄

  1. Discovery — goals, health, family support, time frames, constraints and risks.
  2. Strategy — structures, cashflow, income streams and asset mix to support your plan.
  3. Implementation — forms, paperwork, coordination with other professionals where required.
  4. Review — regular check-ins and trigger points so decisions stay calm and considered.

Case Study – George & Helen, Coomera 📍

Homeowners approaching Age Pension age.
We modelled deeming, gifting and assets to help them understand how the rules affect eligibility while keeping flexibility.
Starting income streams at the right time simplified administration and reduced errors.

Case Study – Rosa, Palm Beach 📍

Rosa (83) moved into residential aged care.
We explained RAD/DAP choices in plain language, mapped cashflow and coordinated key forms with the provider.
Estate intentions were aligned with her solicitor.
With a clear plan, family tension eased and everyone understood the path forward.

For general background on the Age Pension, see

MoneySmart – Age Pension
.

Quick sense-check: You can also explore our
GCFA Financial Calculators.
Results are conceptual only — they’re not personal advice.

Related GCFA Tools & Services 🔗

A Note on Compliance 📄

The information on this page is general in nature and does not take into account your personal objectives, financial situation or needs.
Centrelink and aged care rules are complex and can change, so it is important to obtain personal advice before acting.

GCFA Pty Ltd trading as Gold Coast Financial Advisers.
GCFA Pty Ltd is a Corporate Authorised Representative (No 1317284) of Wealth Today Pty Ltd AFSL 340289.

Please refer to our Financial Services Guide (FSG) and Adviser Profile(s) for full details of services, fees and commissions.

Take the First Step ✨

Whether you’re planning ahead, helping a parent, or managing a move into care right now, a clear plan can make a big difference.
Let’s talk through your options and next steps.

Explore Our Services

Superannuation Advice 💼 Retirement Planning 📅 Investment Advice 📈 Personal Insurance Assistance 🛡️ Claims Support ⚖️

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